Monday, July 13, 2009

Credit Card Companies are Building Pyschological Profiles of Their Customers

This article in the Consumerist explains that credit scores and credit reports might not be the only criteria credit card companies are using to evaluate your risk as a customer. In fact, all purchases and behavior while accessing the credit card will be used by bank personnel to re-evaluate your potential risk.

Will this spawn more users to opt for prepaid cards instead?



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