Meet the Wallet that's Changing Retail Payments

 

When it comes to payments, merchants are focused on cultivating relationships with the customer, managing transaction costs and keeping the user experience simple.

Meet the Wallet that’s Changing Retail Payments... 

Exclusively at All Payments Expo Europe, you’ll hear from Benoit Liagre, the CEO heading up flash’N pay – the first mobile payment created by retailers to be independent of MNOs or FIs.

 At All Payments Expo Europe, you’ll see a demo of the technology in action, which wraps all the aspects of shopping – from payment and data-rich shopping lists to receipt histories and loyalty – into one-stop technology.

This is just one of the dozens of game-changers you’ll meet at APEX Europe. From merchants to prepaid and emerging payments gurus, this is the only place devoted to developing relationships across the emerging payments ecosystem.

Register here to lock in savings and join 200+ retailers, payments players and technology companies changing the future of commerce.

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TAS Group’s New Card 3.0 Card Management Platform Increase Profits for Prepaid Card Programs

All Payments Expo exhibitor, TAS Group, is a global leader of software solutions for electronic money, payment systems and financial markets.  It is at the forefront of innovations in payments. Its solutions have been implemented in many large issuing and acquiring institutions globally.

TAS Group’s new card 3.0 card management platform increase profits for prepaid card programs. With card 3.0 program managers, processors and card issuers can now design and deploy prepaid products to market quicker than ever before…

To learn more about card 3.0, read the full press release from TAS Group here.

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5 Reasons to Partner at All Payments Expo

All Payments Expo is less than 3 weeks away, and attendees and speakers are already starting to cement their partnering plans for the event.

Here are 5 Reasons Why You Can't Miss The Partnering Opportunities at All Payments Expo:

1) Market Size: All Payments Expo is home to 1,500+ players looking for partners, including card networks, processors, issuers/acquirers, retail banks, start-ups, new technologies and 300+ merchants. Register now and start messaging them immediately to book onsite meetings. 

2) Interoperability: The future of payments relies on an interoperable infrastructure, which can only be achieved by leveraging partnerships with numerous stakeholders, including incumbents and newcomers fresh out of beta testing.

3) Investment Potential: Venture capitalists, banks and major corporations are all on the hunt for the next investment or acquisition. The potential licensing agreements, investments and acquisitions are why so many investors, banks and start-ups attend All Payments Expo.

4) More Merchants: Retailers will continue to play a hugely important role in emerging payments acceptance. Without a frictionless consumer experience and a strategic loyalty play, many new payments types won't find merchant acceptance -- or get off the ground. This is the only payments event with 300+ merchants in attendance.

5) The Future of FinTech: New non-bank companies are reinventing the ways consumers borrow, buy and bank. These newcomers often compete with hefty industry mainstays and grapple with uncertain regulations. With more than two days devoted to FinTech content, you'll meet new companies looking for scale and established firms looking to innovate quickly.

Register now to make a big impact on your 2014 strategy.

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Q&A with Matt Davies, Executive Director, Gift Card Network

2014 All Payments Expo speaker Matt Davies, Executive Director, Gift Card Network sits down with APEX for a brief Q&A about the future of the payments industry. To hear more about the landscape of the payments industry from Matt, make sure you register for APEX today! And remember, blog readers receive a 10% discount - register here.


1) What is the most overheated opportunity for payments players? What is the most overlooked that should get more attention?

Mobile Wallets and its many iterations has dominated the discussion without bothering to define it. There are so many different concepts and approaches that the market is confused and will stay stagnant until a major player comes in and pushes the market in a specific direction with a goal that the public and merchant population has bought into and finds value in.

Education about the payments space is the most important thing for us to focus on. Startups needing merchant support must look at the things that merchants care about, and go about building their own brand and market share prior to asking for support, and educate and market themselves to their potential clients in a comfortable way.

2) What is one thing blocking innovation for payments in the U.S.?

The cultural difference between entrepreneurs, who are have incentive to break the rules, and the decision makers, who have incentive to create new rules or play by them. There is a vast difference between what CAN be done and what SHOULD be done for each particular merchant- we need to break down the psychological barriers and engage in neutral problem-solving conversations.

3) In ten years, what will be the new payment type that’s gotten the most traction?

Flat transaction rate credit and debit card providers. It's an ideal state for retailers to get away from the percentage based model, and it allows consumers to utilize credit.
 
That, or monkey-bucks.

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The Future of Payment Processing

By Marc Putman, SVP, First Data Prepaid Solutions

"As technology advances and becomes simpler to use, modern tools are being transformed into smart business solutions. In a world where people turn to smart devices for entertainment, engagement and life management, businesses are obligated to do the same.

Luckily, merchants can get the most for their money by investing in technology that consolidates payments and business management. Investing in new payment processing technologies gives business owners the time to do what they do best: run their business.

Next generation point-of-sale (POS) systems can help. Packaged as a tablet or mobile app, these systems can accept cash, contactless and mobile payments, and barcodes, enabling customers to pay how they want…"

To continue reading, please download the full PDF here.

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Prepaid: 10 Mobile Payments Infographics You Should View Today

Covering the mobile payments beat, we've tracked down 10 great infographics we think might be useful for the Prepaid industry:


1. An overview of the 5 Main Types of Mobile Payments:

 
Compliments of MobilePaymentsToday.com

2. Mobile Payments Forecast

via mobinable

3. Will NFC Technology Drive Mobile Payments Initiatives?

via bostinno

4. The Value of Mobile Payments

via visual.ly

5. Global Trends

via Gigaom

6.  Market Size

via Mobinable

7. The Mobile Payment Revolution vis a vis Processing

via Onlinemarketing-trends

8. Who's who is the contactless space

via Mobilefiblog

 

9. Demographics

via Onlinemarketing-trends

10. A retrospective of payment  transaction throughout history

via  Paylane

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Heartland Payment Systems and Hypercom Expands Payment Processing with Enriched Security

This recent article in reuters highlights Heartland Payment Systems and Hypercom Corporation's newest integration to offer high security payment systems to retailers nationwide and implement Heartland's E3 solution.

Heartland Chairman Bob Carr mentioned that security in payment transaction is very important to merchants, and that is exactly what the E3 solution offers, and with the help of Hypercom the solution will become more widely available to retailers. The software, Heartland Connect Gateway, will enable Hypercom POS systems to integrate the E3 solution, further protecting card data.

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MasterCard and Visa Battle Latest Regulation Plan

The ePaymentnews Network reports that Visa and MasterCard are protesting lawmaker’s latest move to regulate the interchange fee that credit card issuers’ member banks charge merchants. This regulation would force MasterCard and Visa to negotiate directly with retailers to come up with an interchange fee for each transaction. If they can not agree on one, a panel of three judges in the Justice Department would establish the rates.

Currently, only huge merchants like Wal-Mart have the authority to negotiate interchange fee rates. It will be interesting to see how this latest legislation will affect the credit card industry. Read the full story here.

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